Welcome to
"AAA Payment Management"

Merchant Services:
Saving your company money - one credit/debit card transaction at a time!

We will find a bank that fits your business and provide you the lowest rates possible - or even eliminate your fees!
In-Person, Card Not Present, ECOM, we do it all.

Are you in need of a POS (Point-of-Sale) to build your business?
We have you covered.

We partner with various POS providers and can help you understand which system is best for your industry and company.

Is your payroll getting hard to manage? - No problem - we have a partnership with ADP, too.

Are you limited by QuickBooks? We are excited to offer a new billing and payment integration which allows you to automatically email invoices to your customers and also allow your customers to pay their invoices online via email. The coolest part is that the integration is able to communicate directly with your QuickBooks ledger and mark the invoices "Paid" after the payment has processed. 

gray concrete building under blue sky during daytime

Welcome to our website

Please contact us for a FREE Cost Savings Analysis

We will find you the best rates using banks which match your industry.

Ask about the Dual Pricing Program and how we can eliminate all of your current credit/debit processing fees. 

Our customers come first - when you need us - just call - no computer automated call centers to deal with - just real people with real solutions!

Craig Kjos

Expert in Merchant Services and Credit Card Processing

"I look forward to meeting you and understanding how "AAA Payment Management" can save your company money"

All consulting services are FREE - I don't make money until we save you money and actually become your merchant account processor. Please take advantage of our FREE services and allow us to create a Cost Savings Analysis.

Primary Partner

I have 20 years of hospitality experience with an additional 15 years of internal audit financial reporting, and risk & control expertise which I will draw on to save your company money.

AAAPaymentManagement@Yahoo.com